BMO Harris offers credit cards to qualified personal and business customers. To compare personal credit card offers, click here. For an overview of BMO Harris’s business credit card offers, go to this link.
Personal Credit Cards
Business Credit Cards
How to Apply
Follow the links above or below to apply for any of the personal or business cards offered by BMO Harris. Once on a specific credit card’s webpage, click on the red ‘Apply’ button to begin the online application process. Interested individuals can also apply for a credit card over the telephone (1-855-622-6933), or at a branch location.
Note: Business credit cards must be applied for at a branch location. Personal credit cards can only be applied for by BMO Harris account holders who are enrolled in online banking.
- Personal – Online | Telephone -1(855)-622-6933 | Branch Bank
- Business – Online | Telephone -1(888)-226-1066 | Branch Bank
After selecting which personal credit card you would like to apply for, click on the red ‘Apply Now’ button to start the online application process. You will be redirected to a short BMO Harris questionnaire (seen in the following screenshot) which will help determine your overall eligibility. There are three steps involved:
1.)Are you a BMO Harris customer?
(If you answer no to this question, you will be presented with offline options for applying for a BMO Harris credit card).
2.)Are you registered for online banking?
3.)Depending on your answers to the above questions, you will either be presented with a link to sign in to your online banking account in order to begin the online application process, or you will be prompted to enroll into online banking (if you are currently a BMO Harris customer and do not already have an online account).